For most investors, SIPs have been at the forefront of their investment portfolio. Investors who are averse to risk, and looking to accrue high returns depend on SIPs and their power of compounding the rupee.However, off late, investors' hopes have been dimming due to the bleak returns that SIPs have garnered from the market. According to a report by NJ Wealth, SIP investors have been seen losing in 78 of 137 equity mutual fund schemes. Moreover, their average loss for 2 years has been calculated to be 1.5%.Are stocks heading south?Your mutual fund investment, whether in the form of SIPs or as a lump sum, is played across a range of stocks as per the type of fund you choose. The mutual fund expert or fund house distributes your money in such a way that you get every penny's worth directly from the stock market. Moreover, they take into consideration any and all market dips to buy extra units for your investment. However, the volatility of the stock market has not boded well for SIP ...