"Bankruptcy" is a dirty word that connotes failure, an ending - the antithesis of opportunity. For many, it's unthinkable "to go there," as if it were a dark place, replete with shame. And indeed bankruptcy was once all of that. Those unable to pay their debts were thrown into dark jails to rot until relatives came up with money to pay off their debts. Chicagoans should know that this barbaric treatment of debtors hasn't been our law for hundreds of years.  In a great innovation that unleashed capitalism, the law turned the tables on creditors and set debtors free. Bankruptcy erases...