For a floating rate home loan of above Rs 30 lakh and up to Rs 75 lakh, the new mark up is 60 bps over EBR against 40 bps earlier. Hence, the effective rate will be 7.65 per cent against 7.45 per cent earlier. Likewise the effective rate for loans above Rs 75 lakh has gone to 7.75 percent versus 7.55 percent earlier.
