The market placement expertise of Yubi also helped us develop a broad investor base for the MLDs. For investors, our MLDs offer a short tenure investment option with principal protection and assured return/pay-off despite market volatility. Our gold-backed MLDs aptly address the illiquidity concerns over investments. The MLDs will help us further diversify fund-raising avenues. The launch of MLDs is a part of our mission to expand our presence across India and further build our operational efficiency.