New Delhi [India], April 4 (ANI/PNN): Modern customers' perceptions of finance have changed because of fintech. Fintech startups created new goods and services or altered existing ones by using technology says Siddharth Mehta, founder & CIO of Bay Capital, all with the primary objective of improving the customer experience. The creation of value for consumers through distinctive offers, with consumer comfort and safety at the forefront, is a common goal.