Gen Z and millennials are already dipping into their retirement funds—even more than Gen X

According to a new survey from Betterment, younger investors are withdrawing from their 401(k) and IRA plans at troubling rates.

It’d be easy to forgive most people for changing or even abandoning their financial or investing strategy over the past few years. With the pandemic, inflation, ongoing prospects of a recession, and rising interest rates, there’s been a lot of economic action packed into a relatively short period of time.

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