I didn't bring a towel to the Secret Lagoon and had to pay for one.
I visited three lagoons during my trip to Iceland: the Blue Lagoon, Sky Lagoon, and Secret Lagoon.
The Blue Lagoon's cheapest admission was $93 and included a locker, a towel, a mineral face mask, and a drink from the bar inside the lagoon. The Sky Lagoon's cheapest ticket cost 7,990 ISK, or about $60.43, and included a locker and a towel. The Secret Lagoon cost 3,300 ISK, or $24.96, and only included a locker.
At the Blue Lagoon and Sky Lagoon, towels were included in the cost of my ticket. I'd assumed that the Secret Lagoon admission would include towels as well, but that wasn't the case.
I made the mistake of swimming in the steaming geothermal pool before realizing it cost 500 ISK, or about $3.78, to rent a towel. I had to dig around for my credit card while dripping wet in 60-degree weather.