As Hurricane Milton approaches Florida, a look at why Tampa Bay is so vulnerable to hurricanes

Tampa hasn’t been in the direct path of a major hurricane in over a century.

The last time the eye of a major storm like Hurricane Milton struck Tampa Bay, in 1921, the city was a sleepy backwater of a few hundred thousand people. A century later, it’s among the fastest-growing metropolises in the United States, with more than 3 million people, and highly vulnerable to flooding due to climate change. As Milton barrels toward the Gulf Coast of Florida, strengthening Monday into a Category 5 storm, experts are worried that a century of luck could come to a sudden end.