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Insurer denies accident claim for No FIR and suspected drunken driving; consumer commission orders Rs 5.58 lakh payout: Key lessons for policyholders

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A car owner won a significant insurance claim after his insurer denied it. The insurer cited a lack of FIR and suspected drunk driving. However, the consumer commission ruled in favor of the owner. The commission ordered the insurer to pay Rs 3.75 lakh plus interest and compensation. This decision highlights key lessons for policyholders regarding claim disputes.



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