A small part of PayPal shows tech companies are capable of doing what banks used to do (PYPL)
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Since the 2008 financial crisis, a lot of regional community banks have shut down.
That's become a major problem for small business owners, who traditionally had difficulty borrowing from big mainstream banks and instead had to rely on community banks for financing options.
But the rise of tech companies with more cost-efficient lending services has made it possible for some small business owners to borrow money with much more ease, bypassing regular banks altogether. Читать дальше...