Eight Documents You Need Before You Can Drive In Lagos This Xmas (PHOTOS)

Driving in Lagos can be an unnerving experience; the ever present danger of being stopped by various law enforcement agencies for varying infractions, perceived or real is one reason for this.

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When you encounter such problems however, it is vital to have the law on your side.

Below is a list of documents, every car owner in Lagos should have.

They should be up to date, correct and in very good condition:

1. Driver’s License

A driving license is an official document which states that a person may operate one or more types of motorized vehicles, such as a motorcycle, car, truck, or a bus, on a public roadway without in-vehicle supervision.

In Lagos, you have to follow these steps:

Step 1 Attend training at an accredited driving school.

Step 2 The driving school will then present you to the Vehicle Inspection Officer (VIO) for a driving test.

Step 3 Pass the driving test and obtain a certificate of proficiency from the VIO.

Step 4 Complete the driver’s license application form at the Driver’s License Centre (DLC).

Step 5 Pay the license fee online or at the Bank.

Step 6 Present your application form to the Board of Internal Revenue (BIR) Officer and VIO at the DLC for endorsement.

Step 7 Proceed to the FRSC Officer at the DLC for biometric data capture.

Step 8 Obtain a temporary driver’s license valid for 60 days.

Step 9 Pick up original driver’s license at the BIR Office after 60 days.

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2. Insurance Certificate

Vehicle insurance also known as, GAP insurance, car insurance, or motor insurance, is insurance purchased for cars, trucks, motorcycles, and other road vehicles.

You will need the financial protection this certificate gives against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from.

It is not anything special to get scratched in Lagos, with everyone wanting to move at the same time, some dent to your bumper or fender might be inevitable.

So if you cannot stand nasty dents or scratches to that exotic automobile of yours, then get it insured and that way you can be relaxed while driving in Lagos this Xmas.

To get Vehicle Insurance, follow these steps.

Decide on what type of Insurance you want

Do you want a comprehensive insurance policy for your automobile or you just want a third party insurance policy? The comprehensive car insurance policy will include a cover for your car in cases of fire, theft, accident and also includes a third party insurance policy while a third party insurance policy is that which only covers or protects you from the damages caused by your car on other cars in the case of your negligence or your driver’s negligence while driving the insured car.

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Contact a registered Insurance Company

There are several insurance companies with various packages to suit your need.

Verify your new Insurance Policy

As soon as you buy your insurance, always endeavor to verify your policy by sending an SMS to 33125 in this format:

Policy number*your vehicle plate number.

On your phone for instance, type AIN/061/310100*AB123YZ and send to 33125. You will receive a message telling you that your vehicle is ‘insured’ if you got a genuine insurance policy or ‘not insured’ if the policy is fraudulent.

Some other necessary documents are:

3. Certificate of Road Worthiness (Commercial Vehicles only)

4. Vehicle Purchase document

5. Proof of ownership (if the vehicles are unregistered)

6. Receipt of plate number

7. ECMR (Enhance Central Motor Registry)

8. MOT certificates (Ministry of Transportation)

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Many people especially residents of Lagos give themselves a gift of new cars every Christmas, hence, one should expect lots of new cars in Eko this season.

If you must drive though, ensure that all eight documents above are intact because that way you don’t need bribe your way around or have to fidget when you are are stopped at any check point.

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