Best CDs With Highest Rates: Up to 4.20% in October 2025

If you’re thinking now might be a good time to open a certificate of deposit (CD), you’re in luck. Some of the best CD rates today go as high as 4.20% APY — nearly triple the national average for most terms. According to the FDIC, the average 12-month CD pays just 1.70%, and even five-year […]

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