I’m living off my credit cards and I’m scared I’ll end up homeless
DEAR DEIDRE: SINCE losing my job earlier this year, I’ve been living off my credit cards. The benefits I get just aren’t enough to cover my rent and bills, so I reach for my Visa to make up the shortfall of approximately £300 each month. I’m looking for a new job. But I’m a 49-year-old […]
DEAR DEIDRE: SINCE losing my job earlier this year, I’ve been living off my credit cards.
The benefits I get just aren’t enough to cover my rent and bills, so I reach for my Visa to make up the shortfall of approximately £300 each month.
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I’m looking for a new job. But I’m a 49-year-old man and everywhere I apply seems to want someone younger, with more up-to-date qualifications.
I’m getting into more and more debt – and nearing my card limits.
I know doing my food shopping on credit cards is not a sensible or sustainable way to live.
I’m worried that if I carry on like this, I’ll end up homeless.
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But as a single guy, with no dependents, I’m a low priority for help.
Is there any other financial help available to me?
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DEIDRE SAYS: This is not a sustainable way to live – and it’s admirable you’ve asked for help before things get out of control.
For more information about possible support, contact Turn2us (turn2us.org.uk, 0808 802 2000), a charity that provides free, confidential advice.
As you are worried about your credit card debt, contact National Debtline (nationaldebtline.org, 0808 808 4000).
My support pack, Help For Job Hunters, should help you with your work search.