Strangers yell at me for using my credit card for everything – but I get so many points, I earned free flights & a Dyson
A WOMAN who uses her credit card for even the smallest of purchases has defended her spending habits.
Jamie recalled how she was buying a packet of crisps at the shop, and chose to pay for it with her credit card.
“As I’m tapping my card this random woman who’s waiting in line behind me goes, ‘You’re using a credit card for a dollar?'” she said in a video on her TikTok page.
“So I turned around to this nosy Nelly and I was like, ‘Yeah I use my credit card for everything!’
“And I just took my chips and walked out.”
Jamie went on to share a lesson she’s been brought up with, as she said: “I know everyone grows up in like different households and are taught different things, but for me growing up I was taught when you got a credit card you use it like a debit card and you earn points with it.
“Ever since I turned 18 I stopped using my debit card – I use my credit card for every single thing I buy.”
And as for those criticising her, Jamie insisted that using her credit card has earned her a fair few freebies over the years.
“At the end of next month I’m going on vacation and my flight is free because I’m using my credit card points,” she said.
“And this isn’t the first time I’ve gotten a free flight.
“I’ve also gotten a free Dyson I’ve gotten free espresso machine and I’ve gotten free Doc Martens and other things just from using my credit card and earning points.”
Jamie concluded her video by saying: “So if you’re someone who can do that responsibly it’s so much better to use your credit card than it is your debit card because you’re earning points.”
The comments section was almost immediately filled with others agreeing, with one writing: “Yep spot on.
“Been using a credit card every single day since I was 18.
“So many free flights!”
“Use your credit card for everything (within your means) pay it completely, (and on time), keep your utilisation low,” another added.
“Boom 750 credit score in no time.”
“Yes, but you’re ONLY suppose to spend what you actually have on your debit card so you don’t go on a huge debt,” a third said.
As someone else wrote: “Credit cards are also safer because if the money gets stolen it’s not really yours.
“If your debit card gets stolen and cleared out?
“That’s your money!”