Many people get short-term disability insurance through work, but it's usually not enough
- Financial planners strongly encourage having disability insurance to protect your income if you can't earn a living due to an injury or chronic illness.
- Many employers offer short-term disability insurance — i.e. group disability insurance — at little or no cost to employees, but it usually isn't enough coverage. The benefit period is short and the payments may be taxed as income.
- To supplement short-term disability coverage, you can buy an individual long-term policy and customize coverage. Читать дальше...