Новости за 13.03.2019

The lowest possible credit score is 300. If you have a low credit score, there are steps you can take to improve it.

Dealer financing for a car can be an attractive and popular option, depending on the situation. However, it’s important to compare your offer from Ford Credit with other options before you move forward in your car search. Most deals depend on the type of car you choose as well as your credit.

Medical payments coverage, or MedPay, is optional in most states. This add-on to a standard car insurance policy provides coverage for medical expenses caused by an accident. MedPay is relatively inexpensive to add to your insurance coverage, but policies provide only a limited amount of protection for losses.

A music festival might be a once-in-a-lifetime experience, but the price tag is usually steep. One way to pay your way is with a personal loan — just be careful not to borrow more than what you can afford to repay just for a single weekend or week of fun.

Catastrophic health insurance plans have very high deductibles and provide coverage only if you have a serious illness or medical emergency. Although catastrophic health insurance plans have affordable premiums, you do have to pay out of pocket for most types of medical care.

There are many types of personal loans, each with their own general loan amounts, advantages, and minimum credit score requirements. Typically, you'll need a credit score in the mid-600s to qualify for most unsecured personal loans and require a score of 740 or above to get the best rates.

Health insurance usually covers vasectomies, although you may be required to use an in-network doctor and/or pay a copay or coinsurance costs. If you do have to pay out of pocket, vasectomies may be more affordable than many other types of care procedures, and you may be able to finance the operation over time.

If regular financial aid isn’t enough, you have one more option: The Direct PLUS loan. This loan can help bridge the gap between financial need and the cost of attendance but approval does require a credit check.

As a consumer, you have the right to dispute credit card charges under certain circumstances, including fraudulent activity and unauthorized purchases. Even if you willingly paid for a product or service using your card, you can still file a credit card dispute when it’s related to the quality of the product or service.​

Modern portfolio theory can be extremely valuable for investors of any age who are developing a strategy for their portfolio. Its primary aim is to reduce risk through diversification.