Новости за 30.04.2019

Secured loans are those that require some type of collateral to qualify, and because of this collateral, they pose less risk to a lender. Unsecured loans have a higher risk to the lender because no collateral is required, which means you may pay more in interest to help offset that added risk.

Holiday loans don’t always offer the most favorable annual percentage rates, which makes them a particularly expensive way to finance the gift-giving season. Before you take out one of these loans, consider whether it will be cost-effective for you in the long run — you might be better off using other financing options.

LoanMe Personal Loans can be a solution for some borrowers in need of fast financing for major expenses. However, there are risks involved, including a near-predatory interest rate charged on new loans for those who have less-than-perfect credit.

Do you need car insurance to get a license? Although requirements vary by state, the general answer is no. But the opposite is often not true: usually, you can't get auto insurance without a license.

Americans tend to put a high priority on vacations, with roughly half planning to take a summer vacation this year. However, with average vacation costs of $2,000 per person, you’ll want to examine your budget to identify potential savings opportunities and limit any unnecessary vacation expenses.

Both home equity loans and home equity lines of credit can be useful tools for homeowners who need access to affordable financing. Home equity loans are usually fixed-rate loans paid out as a single lump sum, while home equity lines of credit work as a credit line with a variable rate and flexible withdrawals over time.

As a broker that connects applicants with different personal loan lenders, LendingTree.com does all the homework for borrowers in terms of finding competitive loan products with varying interest rates. As with any personal loan, you’ll want to compare offers and read the fine print before you sign on the dotted line.

Charge cards work differently than credit cards. Charge cards require you to pay off your balance in full each month, whereas you can carry a balance on a credit card.

Although many budgeting apps focus on single users, Zeta helps couples stay on top of their finances together. If you and your partner are looking for a way to seamlessly merge your finances for better money management, Zeta could be worth considering.

Season tickets can be a fun or valuable investment, but they’re also a pricey one. A personal loan can certainly buy you the seats you desire, but it may not always be the best decision. Borrowers with excellent credit may be able to secure interest rates that make a season ticket loan affordable, but borrowers with average or below-average credit may want to consider alternatives.