Новости за 03.05.2019

The Marriott Bonvoy Boundless credit card provides ample benefits for frequent travelers, including one free hotel night every year, automatic Silver Elite benefits, and free in-room Wi-Fi at participating hotels. However, those who don’t regularly stay at Marriott hotels or fly with the program's partner airlines may be better off with a different travel card.

Old Navy currently offers two credit cards. The Old Navy store card can only be used at Gap Inc. stores, while the Old Navy Visa card offered by Synchrony Bank can be used anywhere Visa is accepted. Both cards offer generous perks, but rewards aren’t as flexible as general cash back credit cards.

The BankAmericard Secured Credit Card is a decent secured card because it offers flexibility with your credit line and charges no annual fee. Unlike some other secured cards, however, you can’t earn any rewards.

The BankAmericard Credit Card for Students provides a long 0% introductory APR but doesn’t have many other cardholder benefits. Instead, students are often better served with a college card that offers a rewards program.

The Fidelity credit card offers a reasonable rewards program that provides unlimited 2% cash back on all purchases with no annual fee. Rewards can be deposited into Fidelity accounts to help you save for your financial future.

Credit utilization is the percentage calculation of how much of your available revolving credit you use at any given time. Credit utilization accounts for about 30% of your credit score, so it is important to know how to manage your own ratio improve it over time.