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Most federal student loans don’t require you to have good credit. However, private lenders do have certain minimum FICO credit score requirements. Other private lenders are willing to look beyond your credit score to your future earning potential, or they’ll let you qualify with a cosigner.

You can use both federal and private student loans to pay for your education. You should try to get federal student loans first, which you can apply for by completing the FAFSA. Then get private student loans to cover your remaining expenses.

Bluebird is a prepaid debit card from American Express that mirrors traditional bank accounts by providing cardholders with direct deposit, fee-free ATM withdrawals, and other benefits.

Walmart offers two credit cards: a Walmart card for use exclusively at Walmart stores, Sam’s Clubs, and Murphy USA gas stations in the U.S., as well as a Walmart Mastercard you can use anywhere Mastercard is accepted.

Southwest offers generous signup bonuses and rewards on several cards. Our pick for the best personal card is the Southwest Rapid Rewards Priority Card and our pick for the best business card is the Southwest Rapid Rewards Premier Business credit card.

LendEDU surveyed 1,000 adult Americans who are eligible and likely to vote in the 2020 presidential election that also have student debt to gauge public opinion on which presidential candidate is best suited to tackle both the rising cost of college and ever-increasing national student loan debt.