Новости за 05.04.2024

A personal loan allows eligible individuals to borrow a lump sum based on their income and credit history. Disability income counts as one of the qualifications, but the loan amount you qualify for is based on how much you can afford to repay. This is calculated based on your other debt payments, not your income […]

Research shows money is one of the main sources of stress for people in nearly every age bracket. One way to alleviate financial stress, especially if your high-interest debt is causing it, is to apply for a balance transfer or personal loan.  Here are the differences between these two options, the fees to consider, and […]

Getting denied a personal loan can be a frustrating experience, especially if you’re trying to consolidate high-interest debt. The good news is that just because a lender denied your personal loan application now doesn’t mean they always will. You can take several steps to prepare your finances and credit to qualify for a personal loan […]

If you’re facing a potential reverse mortgage foreclosure, you’re likely in one of two difficult situations:  You’re the original reverse mortgage borrower and have moved out or fallen behind on property taxes, home insurance, or other requirements, triggering the foreclosure process on your home. Or, you’ve inherited a home with a reverse mortgage, and you’re […]

Having bad credit can be a disadvantage financially. You may be denied credit or be unable to obtain utility services in your name without putting down a large deposit first. On the FICO scale, which ranges from 300 to 850, bad credit is generally a score that’s below 580.  Getting a debt consolidation loan is […]

Borrowing a personal loan is easier than ever these days. Many lenders offer a streamlined application process you can complete online or via a mobile app.  Although not all lenders have mobile apps, you can find them from multiple banks and online lenders. Some credit unions also offer apps, but credit unions tend to be […]

Newfi’s home equity investment, known as EquityChoice, may be a solid option if you’re looking for a home equity product with built-in safeguards. It adheres to state and federal regulations and imposes limits on how much you can owe.  If you pursue EquityChoice, you can expect a cap on your total repayment amount, regardless of […]

If you’re at least age 62, you may be considering a reverse mortgage to cover living expenses, home repairs, and other costs. Unlike a traditional mortgage, you must not repay a reverse mortgage until you sell the home, move out, or pass away. Because reverse mortgages are such unique products, you must undergo reverse mortgage […]