CoppaFeel! founder Kris Hallenga on how travel insurance can be pricey when you have cancer
I AM currently on a break in the US with my twin sister, Maren, and a friend – which we planned on New Year’s Day.
There is always the risk when booking something five months in advance that I might not be able to go, but the risk paid off and I’ve loved jumping in lakes, hiking mountains and discovering quaint towns in New York state.
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Now we are in New York city and boy is it a contrast. We’re averaging 20,000 steps per day, which my legs are just about keeping up with.
It’s not just the walking that can be a struggle for someone with cancer.
For a trip to the US that covers anything to do with my breast cancer, it’s almost impossible to get a policy and, when you do, it’s more than £1,000.
I’ve travelled all over the world since my diagnosis, often without any insurance because I can’t justify the price. I hope and pray that cancer won’t be bothersome and, if it is, I have time to hop on a flight back home.
I carry a note from my doctor explaining why I have a bag full of medications which swiftly shuts down any questioning at the airport.
My drug taking schedule is pretty intense so I prepare by making up little pots for each day I am on holiday.
This saves time and space in my bag – although it is important to bring the information sheets from each drug just in case you, like me, forget what a drug is called and what you even need them for.
Declaring all this information to an insurance broker can be stressful as you’re speaking to someone who hasn’t got a clue about your disease.
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However, there are travel insurance companies that specifically cover cancer patients. One of which is InsuranceWith, who have been amazing for trips to places where I felt cover was necessary.
They understood my disease and what problems I might face which was a relief.
Travel insurance issues is definitely not a side-effect they tell you about when you’re diagnosed, but it hasn’t stopped me seeing the world much like I did pre-cancer. On that note, I have a bagel to scoff.