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2024

Новости за 19.04.2024

Streaming Platforms Navigate Shifting Market Dynamics Amid Subscriber Boom

PYMNTS.com 

Netflix’s first-quarter earnings report on Thursday (April 18) paints a picture of success, with nearly 270 million paying customers globally and a 15% year-over-year surge in revenue. Operating income soared by 54% to hit $2.6 billion, fueled by subscriber fees and its burgeoning ad business. This significant growth not only reaffirms Netflix’s dominance in the […]

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EU Regulators Set to Accept Apple’s Proposals on Tap-and-Go Tech

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European Union (EU) antitrust regulators are reportedly preparing to approve Apple’s tap-and-go mobile payments system proposals as early as May.  The tech company had proposed to open the system to rivals after being accused by the European Commission (EC) of thwarting competition.  After getting feedback from Apple’s rivals and customers, and having the company make some modifications to its proposals, […]

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P&G: Shoppers Are Done Trading Down to Private-Label

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Many consumers may have traded down to private-label brands in earlier stages of the current period of high inflation, but now, according to Procter & Gamble, shoppers are consistently staying loyal to their favorite name brands. On a call with analysts Friday (April 19) discussing the consumer-packaged goods (CPG) giant’s third-quarter fiscal 2024 financial results, […]

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Airlines Say Tech Companies Driving Rebound in Business Travel

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Business travel has reportedly caught up with the booming business that leisure travel has enjoyed over the past three years. Three airlines that have released their first quarter results — Delta, United and Alaska Airlines — reported that corporate travel has rebounded, Reuters reported Friday (April 19). Alaska said Thursday (April 19) that its business bookings were back to pre-pandemic levels, according […]

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Making Sense of Why FIs Are Tokenizing Real-World Assets 

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The tokenization of real-world assets (RWA) is emerging as more than just a token exercise. It’s another function of the blockchain landscape that has captured the imagination of various players across payments, finance and commerce: the ability for organizations to represent ownership rights of a real-world asset as a digital, on-chain token.  Tokenized RWAs have […]

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Tether and Telegram Join Forces to Enable Crypto Payments

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Stablecoin issuer Tether has partnered with the TON Foundation to enable customers to send cryptocurrency payments using encrypted messaging service Telegram. This collaboration aims to create an app that serves as both a communication system and a bank account, providing users with a convenient and secure method of sending crypto payments, Tether CEO Paolo Ardoino […]

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Amazon-Walmart Rivalry for Consumer Retail Spend Turned in 2022

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PYMNTS Intelligence has closely watched the two leading U.S. retail giants — Amazon and Walmart — duke it out since 2019, sharing our findings in regularly released reports. As our most recent edition of Whole Paycheck Report, “New Consumer Spend Data Finds Amazon Way Ahead of Walmart,” shows that, despite ever-changing market conditions, Amazon has […]

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Regions Bank Struggles With Expenses; Bullish On Consumer

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Two months after laying off 3% of its workforce, the Birmingham, Alabama-based Regions Bank posted disappointing Q1 earnings Friday (April 19). The southeastern regional’s results were driven by higher expenses despite the headcount reduction, FDIC assessments and an adjustment to its securities accounting. By the numbers, the bank showed solid liquidity and cautiously optimistic consumer […]

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This Week in AI: Proposed Federal Oversight, Cybersecurity, Gaming Development

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This week in artificial intelligence (AI) news, Sen. Mitt Romney’s initiative for greater federal oversight of AI faces challenges, game developer RiseAngle is harnessing AI to refine its workflows and the NSA warns of AI cybersecurity threats. Experts Cite Challenges in Proposed Federal Oversight of AI Senator Mitt Romney’s proposal for increased federal supervision of artificial intelligence […]

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German Agency Criticizes EY’s Audits of Wirecard

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A German regulator has reportedly concluded that EY’s audit work and quality control regarding the now-defunct payments firm Wirecard was marked by “grave” and “repeated” violations of professional duties. The regulator, Apas, said this in a review that was published Friday (April 19) and ended a multiyear investigation, the Financial Times (FT) reported Friday. EY did not immediately reply […]

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The AP/AR Modernization Mandate: From Self-Assessment to Better B2B Payments

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Modern technology makes modern business strategies possible. And with the news on Thursday (April 18) that Mastercard is bringing its commercial cards to mobile wallets, gaining a competitive edge by embracing B2B payments innovation is increasingly top of mind for both buyers and suppliers. After all, against a backdrop where many firms lack modern B2B […]

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60% of New Amex Accounts Are Opened by Gen Z, Millennials

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Younger, affluent consumers are showing notable resilience when it comes to spending on experiences and travel — and using their credit cards to do so. To that end, Amex said Friday (April 19) that the majority of its account openings have been from Gen Z and millennial consumers. U.S. consumer billed business, which represents cardmember […]

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 The Juggling Act That Can Cost Middle-Market Firms $10 Million

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This week, an official with the Financial Conduct Authority (FCA), an agency tasked with overseeing firms and markets in the U.K., compared her job to that of a juggler. “Juggling is, at least metaphorically, a skill we regulators have to master,” said Sarah Pritchard, executive director, markets and international for the FCA. “Whether it is […]

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Forage and Uber Eats Partner on SNAP EBT Grocery Delivery

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Forage and Uber Eats have partnered to offer online purchasing and delivery of groceries to Supplemental Nutrition Assistance Program (SNAP) Electronic Benefits Transfer (EBT) recipients. The partnership will offer SNAP EBT grocery delivery to eligible grocery partners on the Uber Eats platform across the United States, the companies said in a Friday (April 19) press release emailed to […]

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RiseAngle Leverages AI to Streamline Game Development

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Game developer RiseAngle has begun harnessing the power of artificial intelligence to streamline and enhance its creative workflow, joining a growing trend of studios embracing AI technology in game design.  RiseAngle recently unveiled its AI Game Creator suite, a set of tools meant to make game creation easier with AI. The company claims its flagship product, the AI […]

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Banks Leverage FinTech Partnerships to Ride Digital Transformation Wave

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The digital transformation of banking continues to reshape how financial institutions (FIs) are meeting the evolving expectations of consumers. And central to this evolution are partnerships, which play a pivotal role in enhancing customer experiences and streamlining financial processes. A recent collaboration between Bankjoy, a provider of digital banking solutions for banks and credit unions across the U.S., […]

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Synchrony: Addressing Women’s Economic Needs Can Improve Healthcare

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Health is wealth, in more ways than one. That’s because disparities in healthcare spending between patients are highly correlated to disparities in health outcomes. And, due to the historical underrepresentation and undertreatment of women in various healthcare specialties, the situation is particularly exacerbated when viewed through the lens of gender.  The ongoing underinvestment in women’s […]

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Why the World’s Biggest Buyer Relies on Online B2B Marketplaces

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Digitization is increasingly revolutionizing the B2B landscape with streamlined procurement processes, and even better payments workflows. Don’t believe it? Look no further than the U.S. government, the world’s single largest buyer, which is expanding its $6 billion eCommerce initiative to include more online marketplaces — opening up a potentially lucrative revenue stream for America’s over 33 million […]

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Back-To-Basics Data Approach Confronts Increasing Fraud

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Whenever there’s economic uncertainty, there’s a corresponding upswing in fraud, said Mangopay Vice President of Product and Data Maciej Pitucha, adding businesses can prepare and be ready. He breaks it down in PYMNTS’s new eBook, “The Implications of Uncertainty.” In terms of geopolitical factors, we know that inflation and unemployment directly contribute to an increase […]

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Click-and-Mortar™ Shopping Expands by 49% In Brazil

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Half of Brazilian consumers are adopting Click-and-Mortar™ shopping strategies, and the country trails only Saudi Arabia in the Click-and-Mortar™ transformation. The approach blends online and in-store shopping experiences through digital features and has rapidly gained traction worldwide. Brazil’s merchants have the opportunity to emerge as a leading market in feature adoption. Highlighting the importance of […]

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Amazon and Walmart Race to Integrate Commerce and Content

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As shopping and entertainment become increasingly intertwined, Amazon and Walmart are looking for new ways to drive sales via content. On Tuesday (April 16), Amazon Live announced a new interactive, shoppable channel called FAST Channel on Prime Video and Amazon Freevee, featuring the eCommerce giant’s “shop the show” technology, enabling viewers to shop and engage with the content they’re watching on their TV on […]

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