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USAA savings rates
USAA has two savings accounts: The most basic is the USAA Savings Account, and its premium option is the USAA Performance First Savings Account.
The USAA Savings Account pays USAA Savings Account, regardless of what your balance is.
USAA Performance First Savings Account has a tiered interest rate system. You don't start to earn a decent rate until you have tens of thousands of dollars in your account — and even then, you could earn a much higher interest rate with an online bank that allows a smaller opening deposit.
The USAA Youth Savings Account is an option for children under 18, with access and tools for parents. It pays USAA Youth Savings Account.
USAA also has CDs. Depending on the term, you will earn USAA Bank Certificate of Deposit (CD) on a USAA Bank Certificate of Deposit (CD). However, you must be willing to part with your money for the length of the term. And even though USAA CD rates are more impressive than its savings rates, you can still earn higher CD rates at other online banks.
USAA savings rates FAQ
Does USAA have a high-yield savings account?
USAA Performance First Savings Account may be considered a high-yield savings account, because you can earn more than the national average of FDIC National Deposit Savings Rates on high balances. However, you can still earn much better rates with other online high-yield savings accounts.
What is USAA's checking interest rate?
You'll earn USAA Classic Checking with USAA Classic Checking.
