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2023

Best Credit Cards for TSA PreCheck or Global Entry of November 2023

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Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

The information for the following product(s) has been collected independently by Business Insider: Citi® / AAdvantage® Executive World Elite Mastercard®, U.S. Bank Altitude® Connect Visa Signature® Card, U.S. Bank Altitude® Reserve Visa Infinite® Card, American Express® Green Card. The details for these products have not been reviewed or provided by the issuer.

Frequent travelers know that having TSA PreCheck or Global Entry makes your airport experience significantly more pleasant. With a TSA PreCheck membership, you'll have access to an expedited security screening line, and Global Entry members can get faster customs screening when they return to the US from abroad. Luckily, many of the best credit cards can get you these benefits for free.

Best Credit Cards for Global Entry and TSA PreCheck

Many of the best travel credit cards — including the Chase Sapphire Reserve® and The Platinum Card® from American Express — will reimburse you for the cost of the Global Entry application (which includes access to TSA PreCheck), or the TSA PreCheck application fee, usually every four to four and a half years. And if you already have one of these Trusted Traveler memberships, you can use your card to pay for a friend or family member's application fee and still get reimbursed.

Compare the Best Credit Cards for Global Entry and TSA PreCheck

 

Global Entry and TSA PreCheck Credit Card Reviews

Amex Platinum

Annual fee: $550

The Platinum Card® from American Express is consistently one of the top-ranking cards for air-travel rewards. Among the best benefits is an annual airline incidental fee credit of up to $200 for checked baggage fees, lounge day passes, and more at one selected airline**, and extra points on flights booked directly with airlines or American Express Travel.

To start, you can earn 60,000 points after your spend at least $5,000 in your first 3 months of account opening. That's worth about The Platinum Card® from American Express - Featured Reward Value in travel, according to Insider's valuation of Amex points.

Though this is not an airline rewards card, The Platinum Card® from American Express cardholders have access to some of the best airport lounges in the world, including Delta Sky Clubs while flying with Delta Airlines, over 1,300 Priority Pass lounges around the world**, and American Express' own luxurious Centurion Lounges.

American Express gives a statement credit to offset the application fee of either TSA PreCheck or Global Entry (up to $100 every four years). You'll see the credit appear on your account within eight weeks of payment.

American Express Platinum Card Review

Capital One Venture X

Annual fee: Capital One Venture X Rewards Credit Card (Capital One Venture X Rewards Credit Card - Rates and Fees - Editorial Name Only)

The Capital One Venture X Rewards Credit Card, Capital One's first premium card, is packed with benefits that can more than offset the annual fee. It offers a hefty welcome bonus of Capital One Venture X Rewards Credit Card. That's worth about Capital One Venture X Rewards Credit Card - Featured Reward Value in travel, according to Insider's valuation of Capital One miles.

Other benefits include $300 per year in credits toward travel booked through Capital One, Priority Pass, Plaza Premium, and Capital One airport lounge access (even for authorized users), a 10,000-mile bonus on each account anniversary (worth $100 in travel), and Visa Infinite travel and purchase benefits.

Once every four years, Capital One Venture X Rewards Credit Card cardholders can receive a statement credit to reimburse you for the cost of either TSA PreCheck or Global Entry (up to $100). 

Capital One Venture X Rewards Credit Card Review

Capital One Venture

Annual fee: Capital One Venture Rewards Credit Card (Capital One Venture Rewards Credit Card - Rates and Fees - Editorial Name Only)

The Capital One Venture Rewards Credit Card is one of the best travel rewards cards available. The simple rewards structure means that it's easy to earn miles on all your everyday purchases — you'll earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and 2 miles per dollar on all other purchases. You can redeem miles toward travel at a flat rate of 1 cent each, or transfer them to Capital One's airline and hotel partners, including Air Canada Aeroplan, British Airways, and Wyndham.

With the Capital One Venture Rewards Credit Card, you can earn Capital One Venture Rewards Credit Card (worth about Capital One Venture Rewards Credit Card - Featured Reward Value in travel, based on Insider's valuations).

Capital One gives a statement credit of up to $100 for Global Entry or TSA PreCheck every four years, but you won't see the credit on your statement until two billing cycles after paying the application fee.

Capital One Venture Card Review

Chase Sapphire Reserve

Annual fee: Chase Sapphire Reserve®

The Chase Sapphire Reserve® - Product Name Only offers new cardholders Chase Sapphire Reserve® (worth about Chase Sapphire Reserve® - Featured Reward Value in travel according to Insider's valuation of Chase points).

The Chase Ultimate Rewards points you'll earn with the card are simple and lucrative, with 5x points on air travel and 10x points on hotels and car rentals purchased through Chase Ultimate Rewards (after earning the $300 annual travel credit) and 3x points on all other travel and dining. For booking travel, you can book flights, hotels, rental cars, and more through the Chase Ultimate Rewards travel portal, and redeem points for 1.5 cents each.

The Chase Sapphire Reserve® offers a statement credit of up to $100 for Global Entry or TSA PreCheck every four years, and you'll see the credit appear on your account 24 hours after paying the application fee.

Chase Sapphire Reserve Credit Card Review

Marriott Bonvoy Brilliant

Annual fee: Marriott Bonvoy Brilliant™ American Express® Card

The Marriott Bonvoy Brilliant™ American Express® Card is Marriott's premium credit card, and despite a high annual fee, it offers perks that can be well worth it for frequent Marriott guests. It comes with an intro bonus offer of Marriott Bonvoy Brilliant™ American Express® Card.

Cardholders receive a free night worth up to 85,000 points after each annual card renewal month, and up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide. It also offers Priority Pass airport lounge access**, automatic Marriott Platinum elite status, and 25 elite night credits each calendar year. 

The Marriott Bonvoy Brilliant™ American Express® Card offers a statement credit of up to $100 for the Global Entry or TSA PreCheck application fee every four years.

Marriott Bonvoy Brilliant Amex Card Review

IHG One Rewards Premier Credit Card

Annual fee: $89, waived the first year

The IHG® Rewards Club Premier Credit Card is offering a welcome bonus of 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Based on Insider's estimate of IHG points value, that's worth around IHG® Rewards Premier Credit Card - Featured Reward Value in travel. IHG is an often-overlooked option, but its credit card is one of the best for hotel rewards; it's made for travel enthusiasts and making the most out of stays at IHG properties

The card's most significant reward is a reward anniversary night each year that is valid on hotels costing up to 40,000 points. Additionally, cardholders earn 10x points with IHG properties (up to 26x points), though IHG points are nowhere near as valuable as others listed in this article.

This card also earns 5x points at restaurants, gas stations, and grocery stores, and 3x points on all other purchases. Cardholders are also eligible for a fourth reward night when using points to book a hotel stay of three or more consecutive nights at eligible properties.

You're eligible for a Global Entry, TSA PreCheck, or NEXUS statement credit up to $100 every four years, and you'll see the statement credit on your account within 24 hours of making that payment.

There's a small-business version of this card as well: the IHG® Rewards Premier Business Credit Card also comes with a NEXUS, Global Entry, or TSA PreCheck fee credit of up to $100 every four years. Here's our IHG One Premier Business credit card review with more details.

 IHG One Rewards Premier Credit Card Review

United Explorer Card

Annual fee: United℠ Explorer Card

The United℠ Explorer Card comes with a welcome bonus offer of United℠ Explorer Card. That's worth around United℠ Explorer Card - Featured Reward Value in flights, according to our valuation of United miles.

Cardholders earn 2x miles for every dollar spent on United purchases, dining, and hotel stays, and 25% back on inflight purchases. To sweeten your airline experience, you and one companion on the same reservation can check your first bag for free when you use your United℠ Explorer Card to book your ticket (a savings of up to $140 per round trip), and you'll get two one-time passes for the United Club each year.

You're eligible for a NEXUS, Global Entry, or TSA PreCheck statement credit up to $100 every four years, and the credit will post to your account 24 hours after making the payment.

The premium United credit cards — New United Quest℠ Card and United Club℠ Infinite Card — also offer a Global Entry fee reimbursement, but their annual fees are much higher.

United Explorer Card Review

Citi AAdvantage Executive World Elite Mastercard

Annual fee: Citi® / AAdvantage® Executive World Elite Mastercard®

The Citi® / AAdvantage® Executive World Elite™ Mastercard® is American Airlines' top-of-the-line co-branded option, with full Admirals Club access for cardholders and immediate family members or up to two guests. Buying an Admirals Club membership would cost you $550, so if you really want to access American's airport lounges, this card can be a good deal.

Other benefits include a first bag checked for free on domestic AA itineraries, priority boarding on American flights, and the ability to earn 10,000 Loyalty Points toward American elite status after spending $40,000 on the card during the qualifying status year.

The Global Entry or TSA PreCheck application fee credit is available once every five years.

Citi AAdvantage Executive Card Review

Amex Delta Platinum

Annual fee: Delta SkyMiles® Platinum American Express Card

The Delta SkyMiles® Platinum American Express Card is offering a welcome bonus of Delta SkyMiles® Platinum American Express Card. According to our estimate of Delta miles value, that's worth about Delta SkyMiles® Platinum American Express Card - Featured Reward Value in flights.

It earns 3x miles on eligible Delta purchases and on purchases made directly with hotels, in addition to 2x miles at restaurants including takeout and delivery and US supermarkets. 

The Delta SkyMiles® Platinum American Express Card  also offers a companion certificate each year upon renewal. This lets you bring along someone on a domestic itinerary in the main cabin — they'll just pay taxes and fees that max out at $75.

Another benefit is a statement credit up to $100 for Global Entry or TSA PreCheck application fees after you apply through any authorized enrollment provider, which the Delta SkyMiles® Platinum American Express Card  offers once every four years. This perk is available on the business version of this card, the Delta SkyMiles® Platinum Business American Express Card, as well (read our Delta American Express Platinum Business Card Review).

Platinum Delta Amex Card Review

Delta Reserve Card

Annual fee: Delta SkyMiles® Reserve American Express Card

The Delta SkyMiles® Reserve American Express Card offers a welcome bonus of Delta SkyMiles® Reserve American Express Card. Based on Insider's valuations, that's worth about Delta SkyMiles® Reserve American Express Card - Featured Reward Value in travel.

Plus, you'll earn 3x miles on eligible Delta purchases. You'll get both Delta Sky Club access and Amex Centurion lounge access when you fly Delta. Effective 2/1/25, Reserve card members will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2/1/25, the total eligible purchases on the card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.

Like the Delta SkyMiles® Platinum American Express Card , the Delta SkyMiles® Reserve American Express Card offers a companion certificate each year after you renew your card — but in this case, it's valid for first-class and Delta Comfort+ as well as the main cabin.

If you want to earn Medallion Qualification Miles (MQMs) toward Delta Medallion status and you can meet high spending thresholds, the Delta Reserve gives you plenty of opportunities to rack up the MQMs. You'll earn 15,000 MQMs after you spend $30,000 in a calendar year, up to four times per year. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. 

Cardholders receive up to $100 in credit toward the Global Entry or TSA PreCheck application fee every four years after applying through any authorized enrollment provider. This is also available on the Delta SkyMiles® Reserve Business American Express Card (read our Amex Business Delta Reserve Card Review).

Delta Reserve Review

US Bank Altitude Connect

Annual fee: U.S. Bank Altitude® Connect Visa Signature® Card

The U.S. Bank Altitude® Connect Visa Signature® Card is a good US Bank credit card for frequent travelers who don't want to pay a high annual fee. Along with a welcome bonus offer of U.S. Bank Altitude® Connect Visa Signature® Card (worth $500), it earns 5x points on prepaid hotels and car rentals booked through the Altitude Rewards Center, 4x points on travel and at gas stations, 2x points at grocery stores, grocery delivery, dining and streaming services, and 1 point per dollar everywhere else.

Cardholders receive a $30 annual streaming bonus for eligible services like Netflix, Apple TV+, and Spotify, cell phone protection, and Visa Signature benefits.

Once every four years, U.S. Bank Altitude® Connect Visa Signature® Card cardholders can receive up to a $100 statement credit to cover the cost of a Global Entry or TSA PreCheck application or renewal.

US Bank Altitude Connect Card Review

US Bank Altitude Reserve

Annual fee: U.S. Bank Altitude® Reserve Visa Infinite® Card

The U.S. Bank Altitude® Reserve Visa Infinite® Card is an excellent pick if you're looking for a premium card with an annual fee that's easy to offset with statement credits. New cardholders can earn U.S. Bank Altitude® Reserve Visa Infinite® Card (worth U.S. Bank Altitude® Reserve Visa Infinite® Card in travel).

The card offers a wide range of perks, including up to $325 annual credit that reimburses travel and dining purchases and top-notch Visa Infinite travel and purchase protections.

U.S. Bank Altitude® Reserve Visa Infinite® Card cardholders get up to a $100 statement credit every four years to offset the Global Entry or TSA PreCheck application fee.

US Bank Altitude Reserve Review

Bank of America Premium Rewards Credit Card

Annual fee: Bank of America® Premium Rewards® credit card

The Bank of America® Premium Rewards® credit card is designed to earn the most on travel, dining, and more. You can earn Bank of America® Premium Rewards® credit card, and also get up to a $100 annual statement credit for airline fees.

The card earns 2x points on travel and dining purchases and 1.5x points spent on all other purchases. Points can be used with an exchange rate of 1 cent per point on a range of gift cards, or the same rate for cash back, travel, or a statement credit.

This card offers a Global Entry or TSA PreCheck statement credit of up to $100 every four years.

Bank of America Premium Rewards Credit Card Review

How to Get CLEAR Plus for Free With Credit Cards

A handful of travel cards offer statement credits to offset the fees associated with (the much more expensive) CLEAR Plus program. CLEAR Plus is an expedited security screening program that allows you to cut the line at many TSA checkpoints around the country (and even some stadiums).

The standard price for CLEAR Plus is $189 per year — a hefty price for anyone not carrying one of the following cards:

  • The Platinum Card® from American ExpressThe Platinum Card® from American Express
  • The Business Platinum Card® from American ExpressThe Business Platinum Card® from American Express
  • American Express® Green CardAmerican Express® Green Card

These cards will give you $189 toward CLEAR Plus each year. It's technically possible to get CLEAR Plus for less than $189, which means a single card could potentially get two free memberships. For example, CLEAR Plus is

  • Free for Delta Diamond Medallion and United 1K elite members
  • $149 per year for: Platinum, Gold, and Silver elite members of both Delta and United
  • $149 per year for: Cardholders of most Delta or United credit cards
  • $179 per year for: General Delta or United members (no elite status required) 

The two Platinum cards above also offer free TSA PreCheck or Global Entry, so they're arguably the best rewards credit cards for expedited security.

Global Entry and TSA PreCheck Credit Card Frequently Asked Questions 

What is TSA PreCheck?

TSA PreCheck allows you to pass through most domestic airport security checkpoints without a lot of rigmarole. You don't have to remove your shoes, belt, or light jacket; you don't have to take your laptop out of your bag; you don't even have to put your carry-on compliant toiletries in a separate bin.

To boot, there's also (usually) a separate lane exclusively for TSA PreCheck members. Not only is this lane often shorter, but it processes much faster because you're behind others who don't have to remove their shoes and belt, either.

What is Global Entry?

Global Entry gives you an expedited experience at immigration at many US airports when returning home from overseas. Instead of waiting in long lines, you can find a Global Entry kiosk, answer a few questions, and the kiosk will print out a paper that you can simply hand to an officer before leaving the airport. This can quite literally save hours during a single use.

How long do TSA PreCheck and Global Entry last?

Both TSA PreCheck and Global Entry memberships last five years.

Does Global Entry include TSA PreCheck?

Global Entry doesn't technically give you a TSA PreCheck membership — but it will qualify you for TSA PreCheck on most flights.

How do I get TSA Precheck for free?

TSA PreCheck costs $78 for five years. But as covered above, there are fistfuls of credit cards that will reimburse this fee automatically as long as you pay the fee with a qualifying card.

How do I submit a Global Entry application?

You can submit a Global Entry application online — but similar to TSA PreCheck, you'll have to actually visit an enrollment center to complete the process.

However, Global Entry differs from TSA PreCheck in that it's much more difficult to achieve. There are dramatically fewer enrollment centers around the country, and the soonest appointment can be months away.

Why You Should Trust Us: How We Chose the Best Credit Cards for TSA PreCheck and Global Entry

Our list of the best credit cards for TSA PreCheck and Global Entry was informed by our extensive credit card reviews, which follow our credit card rating methodology to assign a score from 1 to 5. The top credit card factors we look at are: the welcome bonus, the ongoing rewards rates, annual fee, other benefits and perks, and how easy it is to get good value out of the card.

Read the original article on Business Insider



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